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2020-3-13

I would like to know about the National Pension system.

No.39952

Answer

1. System Information
The National Pension system is a basic, nationalized, public pension that is the foundation of our country.
For this reason, self-employed people, office workers and civil servants working for companies, etc., their spouses, those who are between 20 and 60 years old, including foreigners, who have an address in Japan are to join the national pension, and
Japanese people living abroad can voluntarily join.
2. Types of Insurance
(1) Type 1: Self-Employed, Students, Unemployed People Living in Japan Between 20 - 60 Years Old
(2) Type 2: Corporate and Public Employees Entered Into Employees’ Pension Insurance (Excludes Those Over 65 Receiving Retirement Pension)
(3) Type 3: Spouses Between the Age of 20 - 60 Who Are Supported by Those in Type 2
(4) Optional Enrollment
a) Self-Employed, Students, and Unemployed People Living in Japan Between the Age of 60 - 65
b) Japanese People Living Abroad Between the Age of 20 - 65
c) People over 65 Who Do Not Yet Qualify for Pension Benefits and Can Guarantee That They Are Eligible to Receive Pension Benefits until the age of 70 (Only for those born before April 1, 1965. Other requirements apply.)

3. Types of National Pension Benefits
The basic benefits provided are shared among type 1 (including optional subscribers), type 2, and type 3 subscribers. This includes the basic old age pension (rorei kiso nenkin), a basic pension for disabled people (shogai kiso nenkin) for those with disabilities, and a basic pension for the bereaved (izoku kiso nenkin) for bereaved families. Employees’ pension insurance provides a proportional pension amount that supplements the basic pension.

In addition, there are other benefits provided for self-employed people and other type one subscribers: top-up pension (fuka nenkin), widow’s pension (kafu nenkin), temporary welfare for death of family (shibo ichijikin), and lump-sum withdrawal (dattai ichijikin).

The other benefits include the noncontributory old-age pension (rorei fukushi nenkin) provided to those who were too old to fill the provision requirements at the time the pensions system was established and the special welfare for severely disabled people (tokubetsu shogai kyufukin) provided to those with disabilities corresponding to type 1 and type 2 basic pension, who first received medical treatment as students (prior to March 1991) and were voluntarily not enrolled in the National Pension (There is income restriction for both benefits).

4. Insurance Premiums
(1) Type 1 Subscribers: Type 1 subscribers pay their own premium.
a) 2019 Premium: 16,410 Yen per Month
b) The system allows you to receive discounts when paying a lump-sum for the fixed period prior to the deadline.
c) If you want to increase your pension amount in the future, you can pay an additional 400 yen per month.
(2) Type 2 Subscribers: Type 2 subscribers pay the premium for the employees’ pension insurance. This is included within the national pension amount.
(3) Type 3 Subscribers: Type 3 subscribers are not required to pay a premium, as the amount is included in the employees’ pension system (spouses are enrolled).
(4) Optional Enrollment: Premium can be paid in the same way as type 1 subscribers.

For More Informtaion, Please Contact

Kawasaki Ward Office, National Health Insurance and Pension Section, National Pension Subsection Tel: 044-201-3155
Daishi Branch Office Citizen’s Center, NHI and Pension Subsection Tel: 044-271-0158
Tajima Branch Office Citizen’s Center, NHI and Pension Subsection Tel: 044-322-1988
Saiwai Ward Office、National Health Insurance and Pension Section , National Pension Subsection Tel: 044-556-6621
Nakahara Ward Office、National Health Insurance and Pension Section, National Pension Subsection Tel: 044-744-3206
Takatsu Ward Office、National Health Insurance and Pension Section, National Pension Subsection Tel: 044-861-3176
Miyamae Ward Office、National Health Insurance and Pension Section, National Pension Subsection Tel: 044-856-3154
Tama Ward Office、National Health Insurance and Pension Section, National Pension Subsection Tel: 044-935-3165
Asao Ward Office、National Health Insurance and Pension Section, National Pension Subsection Tel: 044-965-5153"